Draft for legal review. Not yet final.
Terms of use
Last updated [date]
By using the Fourth Financial™ website, you agree to these terms.
Estimates, not advice
Our calculators give estimates for planning only. They are not financial, tax, or legal advice, and they don't decide whether you qualify for any benefit or legal protection. Your employer, benefit plan, state agency, or the U.S. Department of Labor has the final word. Talk to a qualified professional before making decisions.
Accuracy
Results depend on the numbers you enter and on general rules that can change. We work to keep the calculators accurate but don't promise that results are complete, current, or right for your situation.
The waitlist
Joining the waitlist doesn't create an account or commit you to anything. We may change or cancel planned features, and we'll email you before anything launches.
Using the site
Don't misuse the site, for example by submitting fake sign-ups, scraping it, or trying to break it.
Limitation of liability
The site is provided "as is." To the extent the law allows, we aren't liable for losses from using it or relying on its results.
Changes
We may update these terms. The date above shows the latest version.