Privacy policy

Fourth Financial™ ("we") runs free calculators that help expecting parents plan for leave. This policy explains what we collect, what we don't, and the choices you have.

What we don't collect

The calculators run entirely in your browser. The income, expenses, benefits, and dates you type are never saved or sent to us. When you close the page, they're gone.

What we collect if you join the waitlist

• Your email address, and your consent to receive emails from us.
• Your calculator result numbers (for example, your total gap and suggested savings per paycheck). Not the inputs that produced them.
• Which ad or link brought you to the site (campaign tags in the web address), and a referral code if a friend shared the link.

We use this to run the waitlist, tell you when the app launches, and understand what size of problem our users face. We don't sell your information.

Cookies and analytics

With your permission, we use Google Analytics and advertising pixels (Meta and TikTok) to measure which ads bring people to the site. These tools receive only event names such as "started calculator" or "joined waitlist" and a step number. They never receive the numbers you type, your dates, or anything about a pregnancy. You can decline in the cookie banner, or change your choice any time with the "Cookie settings" link at the bottom of every page.

Who processes your information

We use Vercel to host the site, Google Firebase to store the waitlist, and Resend to send emails. They process data only to provide those services to us.

Your choices

• Every email has a one-click unsubscribe link.
• To see or delete the information we hold about you, email hello@fourthfinancial.co. We'll respond within 30 days.

Security

The site is served over HTTPS only. The waitlist database can't be read or written from the public internet; only our server can reach it.

Children

This site is for adults. We don't knowingly collect information from anyone under 18.

Changes

If we change this policy, we'll update the date above and, for big changes, email the waitlist.

Contact

Questions? Email hello@fourthfinancial.co.