Fourth
Financial

A better way to prepare for your parental leave

Fourth Financial helps you plan and save for the weeks you're home with your baby, so you can spend them together, not worrying about the bills.

Find my number

Free, about two minutes. No account or email needed.

Why we're here

The months after a baby arrives are the ones no one budgets for.

There's no national paid leave in the US, so for many families, time home with a newborn means weeks with a smaller paycheck or none at all. Most of us guess how much to set aside and hope it's enough. We think you deserve a real number and a calm plan to get there.

Read why our founder built this

How it works

Four steps toward a more supported leave.

  • Plan. Find your number.
  • Save. Small weekly amounts toward one date.
  • Prepare. Know what you're owed and how to claim it.
  • Receive. Your savings, paid back to you weekly while you're home.

The Fourth Financial app is coming soon. Save a little each paycheck. Get paid weekly while you're home with your baby. The planning tools below are free and ready now.

Start planning today

Start with the first one. Your answers carry over to the others.

How much do I need to save?Start from the weeks you want and get a plan per paycheck.How long can my savings last?See how many weeks your savings could carry you.Do I qualify for FMLA?See which weeks of your leave are job-protected.