We named it for the fourth trimester, the months no one budgets for, and built it in four steps so you can.

Who's building this

I'm Andrea, a mom of two little ones, and I've spent my career building financial and benefits products. When my son was born, I learned there's no blueprint for covering the bills while you're home with a newborn. I guessed week to week how much more to pull from savings and tried not to spend anything. Spoiler alert: you're still online shopping at 3am for something to help with the hiccups.

I built Fourth Financial so you can spend those first weeks with your baby, not watching your savings shrink. You can do hard things financially, and this time is worth planning for.

Andrea MartinFounder, Fourth Financial™